AMBITIONS: To earn a master's degree in psychology and to be happily married.

TURN-ONS: ntelligence, blue eyes, candlelight dinners.

TURNOFFS: Selfish and undependable people, bad breath.

ABOUT MY FAMILY: My mom, dad and sister are the most important people to me. I just love them so much!

HOW I 'LL SPEND MY PLAYMATE MONEY: College tuition!

MY BASIC OUTLOOK ON LIFE: Anything is possible with a positive view on your dreams.

  In a world of absolutes, Michelle McLaughlin would rule absolutely. The woman knows her own mind. And she has the guts to gamble when her heart tells her to. Raised by a mother thrown into the work force after a divorce, she found out early that the world was a place for survivors, a place where you get what you can and move on.   School wasn't for her. "I was a monster," she says. "I was a wild child." At the age of 15, Miss McLaughlin dropped out and went to work at an auto-parts business. Tripping from garage to garage with a headful of engine data and a handful of price sheets, shewas a welcome visitor. "I wore tight jeans and a little top. Those guys were hound dogs," she says with a lusty laugh.